Like with all insurance policies, its better to have and not need than need and not have. Travel insurance policies are no different.
“Because it’s based on the unexpected, it’s like carrying house insurance,” she said. “You don’t ever think anything is going to happen, but if it does, you want to be prepared.”
For anyone who has been put into the terrible situation of “losing it all to an unforeseen event or illness would be disappointing — not to mention expensive”, travel insurance is the answer.
A travel insurance policy can be a saving grace when something unexpected crops up.
“We try to advise everyone to take travel insurance,” said Cheryl Hudak, vice president of the American Society of Travel Agents and owner of Travel Dimensions in Boardman, Ohio.
“Because it’s based on the unexpected, it’s like carrying house insurance,” she said. “You don’t ever think anything is going to happen, but if it does, you want to be prepared.”
Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.
With all the choices, how do you decide what kind of protection you might need?
And as they say … Always read the fine print
